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About Us

                           

                          Welcome to the website of:

        Ralph Whitehurst Insurance Agency, Inc.

   We believe in

                                           “Protecting What Means the Most” 

  We would like invite you to choose from our areas of expertise, Personal Insurance  and/or Business Insurance, let us share with you how we can help protect what is most important to you.

 

Protecting You and Your Family’s Personal Insurance Needs

 

Or

 

Protecting Businesses’ and Employees’ Needs
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Welcome to

Ralph Whitehurst Insurance Agency Inc.

 

 Protecting You and Your Family's  Personal Insurance Needs
 

Ralph Whitehurst Insurance Agency, Inc. specializes in insurance for all of your personal insurance needs. 

 

We offer our clients a triple money back Guarantee and our motto is:

 

“Protecting What Means the Most” 

  

What is more important than family, home, autos, and assets?

 

We have been in business as an independent insurance agency since 1966. We pride ourselves in the commitment to high quality service, risk management and asset protection.  

 

In a world of constantly changing rules and regulations the best decision is to use an independent agent to find you the best protection at the best possible price.  Ralph Whitehurst Insurance Agency represents highly rated companies so that we can customize a program to best suit your needs.  Our team of licensed risk advisory specialists provide quality service through the whole underwriting process.

 

If personal service, a commitment to excellence, quality and competitive pricing are important to you; then choose Ralph Whitehurst Insurance Agnecy, Inc.  Put us to work for you. Go to the Get a Quote section and complete the request form and a risk advisory specialist will call you.  It is not just about a quote.  It is about the right coverage at the right price.

 

Register now and become a member of our extended family. Our agency is accessible to request changes, make a claim, request information on your policy 24/7.  Register now as a new client on our Custom Account Representative On Line, CAROL, System and let us do the rest. 

 

Listed below are some of the areas of coverage we offer:

Homeowners

Personal Financial Services
Life Insurance
Disability Insurance

Dwelling Fire

Long Term Care
Umbrella
Personal Retirement Plans
Auto/Motorcycle IRA
Classic Cars 401K Plans
RVs
Personal Articles Floater
Flood (personal lines)

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 Welcome to

 Ralph Whitehurst Insurance Agency Inc.

Protecting Businesses' and Employees' Needs 

 

Ralph Whitehurst Insurance Agency, Inc. specializes in insurance for the smallest employers to employers with as many as 10,000 employees. We have the experience, know-how and access to a wide variety of highly rated insurers.

 

“Controlling Costs by Managing Risks” is not just our motto; it is an important part of the services we offer. We help you lower your business costs by using deductibles, safety programs, workers' compensation exposure tracking, business plans 401k Plans and risk management techniques.

 

In some instances, there are minor changes your company can make that may eliminate the need for certain types of insurance.

 

In many cases, the risk management techniques we offer can save the owners many thousands of dollars of potential fines and penalties that cannot be protected with insurance policies.  These techniques can increase your bottom line profits and help ensure compliance with many federal laws. 

 

Our agency believes that the commercial insurance needs of the smaller business are just as important as those of a Fortune 500 Company. The prosperity of a small business impacts the community where they are located and provides security for employees and their families. If your employee morale is good, your profits will be better!  What we say is what we believe, “Your success is our business.”

 

Put Ralph Whitehurst Insurance Agency, Inc. to work for you. Just complete the quote request at the "Get A Quote" section, and a real live agent will call you.  It's not just about a quote, it's about the right coverage at the right price.

 

We specialize in the following:

 

Artisian Contractors (20 + employees)
Financial Services
Professional Practices Life Insurance
Medical Offices Disability Insurance
Architects Long Term Care
Engineering Firms Personal Retirement Plans

Restaurant:  Family Style and Fine Dining

Flood

Professional Liability

 

Architects E&O  
Environmental Contractors  
Real Estate E&O  
Miscellaneous Professional Liability  
Computer Consulting  
Employment Practices Liability
Lessors Risk Policies
Builders Risk  
Bonding (Performance and Payment Only)  

Private Schools

Wholesale Distributors
Day Care Operation (Not in home)
Sprinkler Contractors
Light Manufacturing
Retailers  
Auto Repair Shops  
Cabinet Shops  
Golf Courses  

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